Evans School Policy Analysis & Research Group (EPAR)

We review the literature on the status of interoperable payment schemes and regulations for financial services (particularly mobile money) in 46 developing countries, and identify examples of countries with interoperable mobile money schemes and/or regulations pertaining to mobile money and/or interoperability. Following a brief introduction to mobile money and interoperability, we present an overview of the status of mobile money in the 46 selected countries. We then review country regulations regarding both mobile money and payment systems as well as the form of these regulations (National Payment Law or Strategy, regulations, guidelines, etc.) for each country. We further discuss mobile money regulations, specifically regulations that pertain to bank-based versus non-bank based mobile money schemes, regulatory safeguards, and agent banking. In the final section we review regulations pertaining to interoperable mobile money services and outline where such regulations have been documented, highlighting countries with interoperable mobile money markets. 

This brief reviews the evidence of realized yield gains by smallholder farmers attributable to the use of high-quality seed and/or improved seed varieties. Our analysis suggests that in most cases, use of improved varieties and/or quality seed is associated with modest yield increases.  In the sample of 395 trials reviewed, positive yield changes accompanied the use of improved variety or quality seed, on average, in 10 out of 12 crops, with rice and cassava as the two exceptions.

This literature review examines the environmental impacts of water buffalo in pastoral and mixed farming systems in Sub-Saharan Africa, South Asia, and South America). The environmental impacts of water buffalo are less widely studied than those of the other livestock species included in this series; typically, the environmental impacts of water buffalo are incorporated into discussions of cattle without more detailed impacts being broken down by bovine type. In Asia and India, where the majority of buffalo are raised, buffalo are typically kept in small herds of only a few animals, which may minimize the local impacts of their grazing on vegetation, soil erosion and water pollution. Some aspects of buffalo feeding and life cycle patterns, as observed in the Amazon, may cause their greenhouse gas emissions to differ from those of cattle: buffalo can fatten on a wider range of grasses, reach market size in a shorter time, transition better from dry to wet seasons, and are more resistant to bovine diseases. While buffalo grazing and trampling can lead to land degradation, buffalo can contribute to nutrient and resource cycling in farming systems because their manure is considered good fertilizer and they can remove and utilize biomass grown on agricultural plots. Mitigation strategies vary by category of environmental impact, but largely suggest improved productivity to reduce land conversion, modified management systems (e.g., biodiversity, water use and consumption, farm and pastures, and waste), and the reduction of livestock numbers altogether.

This literature review examines the environmental impacts of goats in pastoral and mixed farming systems in Sub-Saharan Africa and South Asia. We find that the most notable environmental implications of goats stem from their ability to graze on a wide variety of biomass sources in frequently marginal environments; while this intensive grazing stimulates biodiversity loss and may be more severe than grazing by other livestock species, goats are not a major driver of forest clearing due to their low economic value. Environmental benefits of goat production include keeping wildlife corridors open, preventing the spread of noxious weeds, and promoting the growth of local vegetative species through moderate grazing. Goats are also more water-efficient than large ruminants such as cattle. Mitigation strategies vary by category of environmental impact, but largely suggest improved productivity to reduce land conversion, modified management systems (e.g., biodiversity, water use and consumption, grazing intensity and frequency, and waste), and the reduction of livestock numbers altogether.